Makeup Monday: Money Spending Frenzy

This happens every few months or so. I drop a couple hundred dollars on things I don’t need. $50 of those dollars went to Sephora because they had a 5 free samples promo.  I’ve already tried all of the free samples, so those reviews are below, but first here’s what I actually spent money on.


MY PURCHASES

  • Too Faced Sugar Pop Eye Palette ($36) – I have way too many neutral eyeshadow palettes and this looked like a good antidote.  Plus, it comes with a “glamour guide tutorial.”
  • Nails Inc. in London Court ($14) – Too much to spend on a nailpolish?  Absolutely.  Exactly enough to bring me up to free shipping?  You betcha!  It’s the perfect, opaque, pale pink/white color.

FREE SAMPLES

  • |★★★★☆| Caudalie Premiere Cru the Eye Cream ($99) – Eye cream.  Good.  Nothing worth $99 though.
  • |★★★☆☆| Clinique Cleanser, Exfoliant, and Lotion ($26) – Very mild 3 piece cleansing routine.  Mild, but drying.  I needed the lotion by the end.
  • |★★★☆☆| bareMinerals Lash Domination Volumizing Mascara ($19) – Somehow, something called both bare minerals AND domination seems a little at odds.  Lengthening, but not thickening.
  • |★★★★★| Bite Beauty Agave Lip Mask ($26) – LOVE THIS!  A mask that’s also a lipstick.  I’m wearing the Champagne color below and it’s gorgeous.
  • |★★☆☆☆| Tarte Rainforest of the Sea Water Foundation ($39) – Extremely liquidy, very sheer coverage.  Not my color or my cup of tea.  Though I will admit, non-matte foundations photograph better as evidenced below.

I am actually wearing all of the samples in this picture.


I’ll review my purchases soon.  As well as the Sephora PLAY! box I just got, which I forgot I was getting, and probably rendered this shopping spree unnecessary…oops.

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Shopping Willpower!

Mark this day on your calendars. Today is the day I showed restraint!

Shopping begets shoppings AKA I keep getting sweet coupons and gift cards with recent purchases.  That’s how I ended up spending $200 at Under Armour last week (10% off coupon!).  And how I ordered 2 weeks worth of HelloFresh ($50 off 2 orders!).

Wayfair recently sent me coupons in the mail to other retailers, and I was really excited for 20% off J.Crew Factory because A. I can never afford J.Crew and B. I didn’t even know their outlet was online.

After fake shopping for a solid hour, I had $390 in my cart.  I narrowed it down to $124, which ended up at $98 after the discount.  It consisted of straight leg, light wash jeans, bright marine blue shorts with a 3″ inseam, a t-shirt with black stripes and red and orange flowers, and a white cardigan.  I had all but checked out.  My cart was full and my coupon applied.  I clicked ‘Check out via Paypal’ and I had typed my email into Paypal.  I mistyped my password.

When I went to retype my password, I paused.  $100?  Really?  After I pay bills, I only take home $100 for general expenses some weeks.  Like groceries.

You don’t need groceries this week because you already paid for HelloFresh…and that was only $44!

-The Devil on my shoulder

But, I’ll need groceries next week.  And I need savings, for the wedding.  The motherfucking expensive wedding.

So….I stopped!

And I went even one step further than that.  I transferred the $98.40 that I was going to spend into my savings account!!

excited celebration celebrate boom shakalaka

Five Thing Friday – Waste of Money

5 Things I’ve Spent a Stupid Amount of Money On Recently…

  1. Small Berry Tray with Fruit Dip ($9.99) – I wanted a snack.  Specifically, a healthy snack.  Did I want a healthy snack that cost $10?  Sure!  Why not?!  This was a tray with blackberries, raspberries, and blueberries with a little container of cream cheese dip.  It was delicious and it did last 2 days.  BUT, I should have bought the separate ingredients.  It would have cost more, but it would have lasted all week.
  2. Dad’s Birthday Gift ($100) – My dad hates his birthday.  He will never give me a list and perpetually doesn’t want anything.  I decided to make a “getting older kit” with old people vitamins, Aspercreme, reading glasses…crap like that.  A drug store gift, essentially.  Never in my right mind did I think it would all add up to $100!  This one was worth it because it’s all stuff he’ll use, but he was less than impressed with the wrinkle cream…
  3. New sweater and pants from Old Navy ($60) – I ordered these items because I couldn’t figure out what to wear for engagement pictures and decided I needed new clothes.  After I placed the order, I picked out 2 outfits of the multitude of clothes I already have and tried to cancel my order, but it was too late.  Then I got the stuff and I kept it because I like it (hello green and navy plaid pants!), but really?  I didn’t need it!
  4. UnderArmour Running Tights ($27) – So FH got some $10 off UA stuff promo gift card and gave it to me.  I saw these tights on sale for $37, thought it was a great deal and clicked order as quickly as possible.  The problems with this are… A. The tights were originally $50, so $37 wasn’t even a great deal, B. Running pants at TJMaxx are $25 or less, C. These are the most basic ones ever and have no reflective stripes…not good for black pants in the winter when I never see the sun.  But at least I can feel like a badass athlete in name brand gear?
  5. 10 Year High School Reunion ($50 for 2 tickets) – Why did I do this??  Why?!?!? There were “light hor d’oeuvres” included.  No drinks.  And we did not eat $25 worth of goddamn cheese and crackers.  I also only talked to the 2 people I already talk to.  That is the last reunion I will ever go to.

My Rules for Saving Money

For the next two months and probably years thereafter, I cannot spend extra money. The sandals I bought myself the other day – NO. The sundresses I need for vacation – NO. The doughnuts I treat myself to – NO. For SO MANY REASONS, no!

Between the downpayment on the condo, the deposits for wedding venues, closing costs, taxes, insurance, inspection, lawyer’s fees….  I can’t even finish that sentence.

The bottom line is I cannot spend unnecessary money over the next 4 weeks because we will be applying for mortgage and any deviation from how much we had when we were pre-approved will jeopardize the ease with which we get a mortgage.

The bottom bottom line is that, after that, I cannot spend unnecessary because I have so many necessary things to spend money one.  Mortgage payments.  Small home improvements – shelving, paint, that sort of thing.  Rent for the month of August.  Condo fees.  Movers.  Photographers.  DJs.  Some dress that I’ll wear once.  You get the idea.

Here are all the things I can do to save money.  They get progressively more unlikely as the list goes on.

  • Get a medium coffee each morning, instead of a large.  Savings = $10.80/month
  • Cancel the DVD portion of my Netflix subscription (why do I even have it??).  Savings = $4.99/month
  • Only buy breakfast from a grocery store; NOT from the coffee shop.  Savings = $12/month
  • Cancel my ipsy subscription. Savings = $10/month
  • Get my hair cut at Supercuts.  Savings = $12/month
  • Pay attention to the ingredients when I’m cooking — make cheaper recipes.  Savings = $20/month
  • Stop going out to eat.  Savings = $100/month
  • Don’t buy things for myself like make up or clothes or shoes. Savings = $75/month.
  • Drink cheaper beer.  Savings = A BILLION DOLLARS (okay, so it’s probably a savings of about $40/month…I know…I drink really expensive beer)
  • Cancel cable. Savings = $25/month
  • Stop smoking when I drink.  Savings = $20/month

So, if I had the willpower of a Tibetan monk, I could save $329 per month.  These numebrs are very approximate.  Regardless, that’s a lot of money.  If I tried to cut out all these things, though, I’m going to get cravings and splurge.  Big time.  I mean, the whole reason I even have an ipsy subscription is to try and satiate the desire to treat myself all the time.

I already canceled my DVD part of Netflix.  Next week I’m switching to medium coffees [Ultimate goal = bring my own coffee.  I already make myself coffee every morning].  And I’m not buying muffins or breakfast sandwiches any more.  I don’t think I’ll cancel ipsy, but I will stop buying myself things.  That’s tier one.  Leaves me with some things to work towards!